Wichita Falls ISD
Welcome to the Wichita Falls ISD Benefits Center. In today’s busy life style it can get complicated making sure you are fully protecting your family and assets. The Affordable Care Act requires individuals to maintain minimum health insurance coverage for themselves and their dependents. This mandate is not considered a qualifying event for you to add coverage med-year. Every employee must log in and either elect or decline coverage. Please use the navigation links to the left of this screen to help you learn more about the different offerings available to you as an employee of Wichita Falls ISD. For assistance with this site contact Kean Financial Services at [email protected] or 877-730-7780.

Important Things to Know for 2019-2020

• Wichita Falls ISD Cafeteria Plan year runs from September 1st through August 31st each year. TASC Flex Systems is our Third Party Administrator (TPA) for the flex spending accounts. TASC provides a debit Mastercard for the Medical Reimbursement account that can be used at doctor’s offices and pharmacies. This card eliminates the need to file paper reimbursement request, but you must still maintain your receipts as required by the IRS.

• We will automatically pre-tax all your health insurance premiums with the exception of the disability insurance and life insurance policies. If you do not want your premiums pre-taxed contact the Insurance Office during open enrollment. Remember once the plan year starts you cannot make any changes to your coverage unless it's due to a Change of Family Status (COFS) event. The COFS events are due to marriage, divorce, medicaid/medicare eligibility, birth/adoption of a child and involuntary loss of other coverage. A voluntary change in jobs does not qualify as a COFS event. You have 31 days from the event date to make any changes. Please login to the enrollment site and complete a COFS Request Form with supporting documents and forward to the Insurance Office at the Ed. Center.

Very Important: TRS has mandated that every employee who covers a dependent on the medical health insurance to have their date of birth and social security number listed in the system on each one. Please make sure that on the “Verify Information” page to list your e-mail and all required information on each dependent.

Accident & Hospital Indemnity Policy starting 9/1/18 through Met Life. This policy will replace the SIS Gap policy and Loyal American Accident policy.

The Dental Carrier will be with Met Life starting 9/1/18. Met Life does not mail out ID cards, but they do have an app for smart phones for you to use to access your account information. I will also post a complimentary ID card under the dental link (to the left) once I receive it.

Health Savings Account (HSA) effective 9/1/18 can be used with the High Deductible Medical Plan only. The advantages of this account will allow you to set aside pre-tax money to help pay for out of pocket medical costs. You can contribute a higher balance into this account than you can a Flex Savings Account (FSA). Funds in the account will roll over from year to year.

• Standard Insurance will continue to be the Disability Insurance carrier. You can sign up for coverage during open enrollment without answering health questions. Any condition that is pre-existing will not be covered under this plan.

• Superior Vision will continue to be the vision carrier for this next plan year. New enrollees will receive a welcome letter and ID cards from Superior. Click on the “Vision” link to the left to view the plan summary or to log into www.superiorvision.com for ID cards or provider list.

• Loyal American will remain the carrier for our Cancer policy this year. First time enrollees for cancer will need to complete the required application. For a detailed summary and claim form, click on links to the left.

• The district provides a free $10,000.00 term life insurance policy for qualifying employees. You are also able to purchase additional supplemental term life insurance for you and your dependents. Actively working retirees are not eligible to participate in the group or supplemental term life insurance.

• Permanent life Insurance is available through Texas Life. This plan provides simplified issue permanent life insurance that you can keep when you leave WFISD.